Model zavarovanja odgovornosti operatorja multimodalnega transporta

Abstract

Multimodal transportation means transporting goods from a pickup point, where the operator receives the goods, all the way to the delivery location, using at least two different means of transportation, covered under the same multimodal transport contract and by only one document, regardless of the number or type of transportation vehicles used. The key factor to the optimal operation of multimodal transportation is the multimodal transport operator. It is up to this individual to compensate for various unpredictable circumstances, the complexity of the business processes, nature’s whims and carelessness. He must also organize and execute multimodal transport in all stages. Due to the above mentioned dangers and the fact that the area of liability insurance for multimodal transport operators is still being neglected, this article raises some valid points in favour of a proposal that would cover all of the transportation means as well as all the accompanying activities with a single insurance policy. The model includes 17 elements of liability insurance for a multimodal transport operator and all values which quantify the insurance elements in 2009 as well as the projected values for 2015, when progress is expected in the areas pertaining to the implementation of economical processes concerning transit development, as well as values for 2025, representing a period of innovation, reconstruction, optimization and modernization. With this supposed model for liability insurance of a multimodal transport operator, the foundation is laid for a liability insurance which would be used by a multimodal transport operator. Multimodalni transport predstavlja transport blaga od mesta, kjer je operator multimodalnega transporta prevzel blago za transport pa vse do mesta predaje blaga, z uporabo najmanj dveh različnih načinov transporta, na osnovi ene pogodbe o multimodalnem transportu in enega dokumenta, ne glede na vrsto in število uporabljenih prevoznih sredstev. Ključni faktor optimalnega funkcioniranja multimodalnega transporta predstavlja operator multimodalnega transporta. Ta mora, zaradi spleta nepredvidljivih okoliščin, zapletenosti poslovnih procesov, muhavosti narave in nepazljivosti, dobro organizirati in izvrševati multimodalni transport na vseh nivojih. Zaradi omenjenih nevarnosti in dejstva, da se še vedno ne posveča dovolj pozornosti obvladovanju in strategiji zavarovanja odgovornosti operatorja v multimodalnem transportu, ki bi skozi pregled obstoječe ureditve multimodalnega transporta z eno samo zavarovalno pogodbo krile vse vrste transporta in spremljajoče dejavnosti odgovornosti operatorja multimodalnega transporta, se v tem članku poraja potreba, da predlagamo model zavarovanja odgovornosti operatorja multimodalnega transporta. Model zavarovanja odgovornosti operatorja multimodalnega transporta zajema 17 elementov in vse vrednosti, s katerimi se kvantificirajo elementi zavarovanja v letu 2009, kot tudi predpostavljene vrednosti v letu 2015, ko se pričakuje napredek v implementaciji projektov ekonomskega procesa razvoja tranzicije ter vrednosti v letu 2025, ki bi predstavljale obdobje inovacij, rekonstrukcij, optimizacij in modernizacij. S predpostavljenim modelom za zavarovanje odgovornosti operatorja multimodalnega transporta je dana osnova za zavarovanje odgovornosti, ki bi ga koristil operator multimodalnega transporta.